Business Toolbox ProEleven calculators for running a small business

Payment Terms Calculator

Pick a standard term to get the due date and any early-payment discount.

About this calculator

Choose Net 7 to Net 90, end-of-month or early-payment terms and see the due date, discount deadline and saving.

Formula

Early-payment discount = Invoice amount × discount %. Net 30 means full payment is due 30 days after the invoice date.

Example

On a 2,000 invoice with 2/10 Net 30 terms, paying within 10 days saves 40 and costs 1,960.

Common questions

What does 2/10 Net 30 mean?

Take a 2% discount if you pay within 10 days; otherwise pay the full amount within 30 days.

Is the early-payment discount worth it?

Usually yes. Skipping a 2/10 Net 30 discount costs roughly 37% a year in effective interest, which the calculator shows.

Related calculators

Invoice Due Date Calculator · Discount Calculator